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I have been in the financing industry for over 13 years, and as a licenced mortgage agent for 9 years. I have an office downtown Pembroke serving all of the Ottawa Valley and surrounding, even on the Quebec side. We arrange mortgages for every type of mortgage situation. -1st time home buyer -2nd homes -Self Employed(hard to prove income) -construction -bad credit -refinance -commercial -pre approvals -Mobile homes on leased land -Home Equity Line of credits -almost any mortgage situation you can think of, we do it -over 80 lenders on hand including almost all major banks Don’t hesitate to call for details, we have access to a lender for almost all situations.